I have to show the expression of :-( Sadly Smiley when I became aware that I have to pay 196 RMB as late payment fine for the 280 RMB gas fee for December 2002. That is the bill of half year ago. I was amazed by myself that I can delay paying a bill for over half a year. How bad memory do I have.
I am a very careless person in my pesonal life. I often forget to pay the bills. To be honest, I don’t care most of the bills like water, electricity, gas since the amounts are small. The only bill I care very much is the telephone bill, which was always higher than I expected. Especially the ADSL monthly fee of 150 RMB (combined with Tian Yi Tong – the wireless service) drove me crazy. It is one of the most expensive household fee I have to pay.
I have never paid bill or heard of bill before I come to Shanghai. Yes. It is true. In a lot of cities in China before, the household fee was deducted from the salary directly, as my parents’ company did. It sounds strange but it was true before. People live in the house assigned by the company (or unit, in Chinglish). Serveral family share the same electricity meter and people don’t have bill, since the company will pay the electricity department of the city and deduce the distributed amont the families from their salary….
On Late Payment will Doom You
The headline of MSN.com frightened me.
Image coutersy of MSN.com
It claimed that
Credit-card companies and insurers are combing your records for any reason to justify a rate increase. Just a single late payment or over-limit charge could ripple through all your unrelated accounts.
Reading the article made me get aware of the importance of paying bill in time. Will a late payment doom me? If so, how about a 8-month late payment? Will it doom me twice?
Actually, it is the fact of the credit system. Just as I never heard of bill before, I seldom hear about credit in last year. However, from the begining of this year, the city of Shanghai are working on the credit system. They begin to gather bank account information, late payment into the central credit system, just as that in other countries. This is a very big step forward for the city. Poor me. How about my credit now? Will it be of value zero? :-( again.